MediUnderwrite
HIPAA-Compliant, Physician-Verified Medical Underwriting for US Life Insurance
Qualified MBBS, MD Doctors Review Every Case | 60% Cost Savings | 24-48 Hour Turnaround
60% Cost Savings
Significant cost reduction vs US providers without compromising medical accuracy
24-48 Hour Standard
Fast turnaround with rush options available for urgent cases
MD-Verified Quality
Every case reviewed by qualified MBBS, MD physicians
What We Offer
Physician-Verified Medical Record Analysis
Comprehensive review of medical records for life insurance applications by qualified MBBS, MD doctors
Risk Assessment & Stratification
Detailed risk evaluation with clear recommendations for underwriting decisions
Complex Case Expertise
Specialized knowledge in cardiovascular, metabolic, oncology, and other complex medical conditions
Comprehensive Risk Evaluation Reports
Detailed, well-structured reports that support confident underwriting decisions
Why US Insurance Companies Choose MediUnderwrite
Qualified MBBS, MD Physician Oversight
Every case reviewed by experienced doctors with comprehensive medical training
HIPAA-Compliant Data Handling
Strict adherence to HIPAA regulations with Business Associate Agreements available
Secure Encrypted Data Transfer
End-to-end encryption for all medical records and communications
Complex Medical History Expertise
Specialized knowledge in high-risk conditions and comorbidities
Detailed Risk Stratification
Clear, actionable insights for underwriting decision-making
Volume-Based Pricing Available
Flexible pricing for high-volume insurance carriers
Our Process
Secure Upload
Encrypted transfer of medical records via secure portal
Medical Review
Qualified MBBS, MD physicians analyze records comprehensively
Risk Assessment
Detailed evaluation and risk stratification prepared
Report Delivery
Comprehensive report delivered within 24-48 hours
Flexible Turnaround Options
Standard
48 Hours
Regular cases with comprehensive review
Priority
24 Hours
Expedited review for time-sensitive cases
Rush
12 Hours
Emergency cases requiring immediate review
Complex Case Expertise
Cardiovascular
- • Coronary artery disease
- • Heart failure
- • Arrhythmias
- • Valvular disorders
Metabolic
- • Diabetes mellitus
- • Obesity & metabolic syndrome
- • Thyroid disorders
- • Lipid disorders
Oncology
- • Cancer history assessment
- • Remission evaluation
- • Treatment impact analysis
- • Recurrence risk
Respiratory
- • COPD & emphysema
- • Asthma
- • Sleep apnea
- • Pulmonary hypertension
Neurological
- • Stroke & TIA
- • Seizure disorders
- • Multiple sclerosis
- • Neurodegenerative diseases
Other Conditions
- • Renal disease
- • Hepatic conditions
- • Autoimmune disorders
- • Mental health conditions
Compliance & Data Security
Your data security and regulatory compliance are our top priorities
HIPAA Compliance
- ✓ Full HIPAA compliance protocols
- ✓ Business Associate Agreements (BAA) available
- ✓ Staff trained on HIPAA regulations
- ✓ Regular compliance audits
Data Security
- ✓ End-to-end encryption for all transfers
- ✓ Secure dedicated servers
- ✓ Access controls and audit logs
- ✓ Data retention policies per regulations
Ready to Partner with MediUnderwrite?
Contact us to discuss your underwriting needs and explore how we can support your insurance operations