We Understand Your Hesitation
✗ "We've never worked with offshore medical underwriting before"
✗ "How do we know the quality will meet our standards?"
✗ "What if we invest time and the results aren't acceptable?"
✗ "Our current provider is expensive, but switching seems risky"
That's Exactly Why We Created This Pilot Program
Test our service with zero financial risk. See the quality yourself. Then decide.
What's Included in Your Free Pilot
20 Free Cases
Process your first 20 medical underwriting cases completely free. No hidden fees, no payment required.
Value: $4,000+ (Based on standard $200/case)
Full MD Review
Every case reviewed by qualified MBBS, MD physicians. Same quality as our paid service - no shortcuts.
Guarantee: Physician verification on all cases
48-Hour Turnaround
Standard 48-hour delivery on all pilot cases. Rush options available if needed during evaluation.
Commitment: On-time delivery guaranteed
Comprehensive Reports
Detailed risk stratification and underwriting reports. Compare directly with your current provider.
Format: PDF reports with clear risk assessment
HIPAA Compliance
Full HIPAA-compliant data handling. Business Associate Agreement provided before pilot begins.
Security: Encrypted transfer & storage
Dedicated Support
Direct access to our team throughout the pilot. Questions answered within 4 hours during business days.
Contact: Dedicated pilot coordinator assigned
How the Free Pilot Works
Apply & Get Approved (24 Hours)
Submit the application below. We'll review and respond within 24 hours with approval and next steps.
Sign BAA & Setup (2 Days)
We'll send Business Associate Agreement and setup secure data transfer portal. Quick onboarding call to ensure smooth process.
Send Cases (Your Timeline)
Upload your first 20 cases through our secure portal. Send them all at once or spread over 2-4 weeks - your choice.
Receive Reports (48 Hours Each)
Get comprehensive physician-verified reports within 48 hours of each case submission. Compare with your current provider's work.
Evaluate & Decide (No Pressure)
After completing the 20 cases, assess quality, turnaround, and reports. If satisfied, discuss volume-based pricing. If not, no obligation whatsoever.
What Happens After the Pilot?
If You're Satisfied
We'll present volume-based pricing options tailored to your expected case load. Typical contracts start at 100 cases/month with 60% savings vs US providers.
If You Need More Time
We can extend the pilot or provide additional test cases at heavily discounted rates while you complete your evaluation.
If It's Not a Fit
No problem. No contract. No follow-up pressure. We part as friends and you've gained 20 free underwriting reports.
Why We're Making This Offer
We're confident in our quality. We know that once you experience our physician-verified reports, fast turnaround, and 60% cost savings, you'll want to continue working with us.
This pilot removes all barriers for you to test us. We're willing to invest in demonstrating our value because we believe the results will speak for themselves.
Pilot Program Eligibility
This free pilot is available to:
- ✓US-based life insurance carriers
- ✓Managing general agents (MGAs) with underwriting responsibilities
- ✓Reinsurance companies evaluating medical records
- ✓Companies processing minimum 50+ underwriting cases per month
Limited to 5 insurance companies per quarter. First-come, first-served.
Apply for Free Pilot Program
Fill out the form below. We'll review and respond within 24 hours.
Prefer to Discuss First?
We're happy to answer questions before you apply. Reach out anytime:
Email: ceo@kothariai.com
Phone: 9990488080
Frequently Asked Questions
Is there really no cost for the pilot?
Absolutely zero cost. No setup fees, no per-case charges, no hidden costs. The first 20 cases are completely free.
What if we need more than 20 cases to evaluate?
We can extend the pilot or offer additional cases at a heavily discounted rate (typically 80% off) while you complete your evaluation.
Do we have to commit to anything after the pilot?
No. There is zero commitment. If you're not satisfied, you simply walk away. No contract, no obligation, no pressure.
How long does the pilot take?
Depends on your timeline. You can send all 20 cases at once (we'll deliver reports in 3-4 weeks) or spread them over 1-2 months. Entirely your choice.
Are your doctors really qualified to review US insurance cases?
Yes. All our physicians are MBBS, MD qualified with additional training on US insurance underwriting requirements. During the pilot, you'll see their qualifications and assess their work quality firsthand.
What happens to our data after the pilot?
If you don't proceed with a paid contract, all your data is securely deleted within 30 days per HIPAA requirements. You'll receive written confirmation.
Why are only 5 spots available per quarter?
We want to ensure quality attention for each pilot participant. Free cases require the same physician time as paid cases, so we limit intake to maintain our service standards.